Nov 24, 2014

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Current Affairs Multiple Choice Questions: 23 November 2014

1)  Who will be the chief guest at Republic Day celebrations 2015 as announced by PMO on 21 November 2014?
(A) Barack Obama, US President
(B) Shinzo Abe, Japan PM
(C) Ashraf Ghani, Afghanistan President
(D) Jigme Khesar Namgyel Wangchuck, Bhutanese King

2) Which bank on 15 November 2014 won Custodian of the Year 2014 award?
(A)  Standard Chartered Bank
(B) Deutsche Bank
(C) Industrial & Commercial Bank of China
(D) Royal Bank Canada 

3) Reserve Bank of India (RBI) on 21 November 2014 has asked banks to inform their customers about a fall in minimum balance well in advance. The guidelines with respect to levying of penal charges for non-maintenance of minimum balance will be effective from?
(A) January 1, 2015
(B) December 1, 2014
(B) February 28, 2015
(D) April 1, 2015

4) World's first White Tiger Safari is set to come up in which state of India?
(A) West Bengal
(B) Kerala
(C) Madhya Pradesh
(D) Gujarat

5) World Health Organization on 21 November 2014 declared which country as free of the Ebola virus?
(A) Democratic Republic of Congo
(B) Nigeria
(C) Liberia
(D) Sudan

6) Japan's Prime Minister Shinzo Abe has dissolved parliament, paving the way for a snap election. The actual general elections in Japan were due in which year?
(A) 2015
(B) 2017
(C) 2016
(D) 2018

7) Mangalyaan has been named among the best inventions of 2014 byTime magazine on 21 November 2014. Mangalyaan is among the ...... 'Best Inventions of 2014' listed by Time magazine?
(A) 100
(B) 50
(C) 5
(D) 25

8) World Television Day was celebrated on 21 November 2014. In which year the United Nations General Assembly proclaimed November 21 as World Television Day?
(A) 1991
(B) 1996
(C) 2005
(D) 2013

9) World Fisheries Day was recently observed on?
(A) 20 November
(B) 19 November
(C) 22 November
(D) 21 November

10) Barack Obama will become the ...... President of America to participate in India's Republic Day celebrations during January 26, 2015?
(A) Second
(B) First
(C) Third
(D) Fourth


1) Ans. (A) Barack Obama, US President
2) Ans. (B) Deutsche Bank
3) Ans. (D) April 1, 2015
4) Ans. (C) Madhya Pradesh
5) Ans. (A) Democratic Republic of Congo
6) Ans. (C) 2016
7) Ans. (D) 25
8) Ans. (B) 1996
9) Ans. (D) 21 November
10) Ans. (B) First
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General Awareness Question and Answer for Postal Exams

General Awareness Questions
1. The book "The Narrow Road to the Deep North" which won the 2014 Man Booker Prize is written by? - Richard Flanagan
2. Who is the Vice president of United States of America? - Joe Biden
3. Reason for cancellation of recent India tour by West Indies cricket team? - Payment structure dispute between the players & board
4. What does letter A denote in NPA? - Asset (NPA- Non-performing Asset)
5. Who is the new cheif economic adivsor? - Arvind Subramanian
6. Boko Haram, the militant Islamist movement is based in which country? - Nigeria
7. Manohar Lal Khattar is the new chief Minister of which state?- Haryana
8. NIM Full form? - Net interest margin
9. Which is the central banking system of the United States? - Federal Reserve System
10. Who is Ban-ki-moon? - UN Secretary General
11. SBI's insurance wing is called? - SBI Life
12. Which is most commonly used financial instrument? - Repo Rate
13. SEBI is a? - Market Regulator 
14. NAV Full form? Net Asset Value

Marketing Questions
1. Benefit of Packaging?- 

Computer Questions
1. Full form of LAN? - Local Area Network
2. BIOS Full form? - Basic Input Output System
3. SHIFT+Delete key function? - Permanently delete a task
4. Function of Cntrl + S? - To save a document
5. Full form of ASCII code? - American Standard Code For Information Interchange
6. First page of website is called? -Home Page
7. USB stands for?- Universal Serial Bus
8. Smallest unit of memory?- Kilobyte

Descriptive Questions
1. Essay on advantages and disadvantages of e-Commerce
2. Letter to dish operator for discontinuation of your service temporarily.
3. Letter to editor of newspaper regarding electronic waste.
4. Paragraph on "responsibility of a business organization is towards owner".
5. Letter to ISRO team to congratulate on Mars Orbiter Mission success.
6. Paragrapgh about "No one can hurt yourself except you"
7. Essay on "Outsourcing of banking activities"

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Full Forms of Important Banking Terms for competitive Exams

1. LAF – Liquidity Adjustment Facility
2. BSBDA - Basic Savings Bank Deposit Account
3. RTGS - Real Time Gross Settlement
4. SLR-Statutory Liquidity Ratio
5. PPP – Public Private Partnership
6. FCNR(B) - Foreign Currency Non-Resident Bank
7. LCR- Liquidity Coverage Ratio
8. NEFT - National Electronic Funds Transfer
9. NBFC-Non Banking Finance Companies
10. MSF- Marginal Standing Facility
11. NSFR- Net Stable Funding Ratio
12. GAAR - General anti avoidance rule
13. FTA- Free trade agreement
14. LRMT- Liquidity risk monitoring tools
15. CBS- Core Banking Solution
16. FSLRC - Financial Sector Legislative Reforms Commission
17. FIPB – Foreign Investment Promotion board
18. DEAF- Depositor Education and Awareness Fund
19. CRAR- Capital to Risk-weighted Assets Ratio
20. FIPB – Foreign Investment Promotion board
21. FEMA- Foreign Exchange Management Act
22. EEFC - Exchange Earner's Foreign Currency
23. ECBs - External Commercial Borrowings
24. DTC – Direct Tax Code
25. CCEA – Cabinet Committee on Economic Affairs
26. CAR – Cash Adequacy Ratio
27. ALM- Asset Liability Management
28. FSLRC- Financial Sector Legislative Reforms Commission
29. SWIFT- Society for Worldwide Interbank Financial Telecommunication
30. CRAR- Capital to Risk-weighted Assets Ratio
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Important Daily Current Affairs: 21 November 2014

1) Obama to be chief guest at Republic Day celebrations 2015: Prime Minister Narendra Modi has invited US President Barack Obama to Republic Day on January 26, 2015, an invitation that has been accepted by the US president. Obama will be the first US president to grace the occasion. Tthe Prime Minister's Office gave an official confirmation on Obama's visit to India. "This Republic Day, we hope to have a friend over...invited President Obama to be the 1st US President to grace the occasion as Chief Guest," PM Modi tweeted.

2) World Television Day celebrated: In 1996, the United Nations General Assembly proclaimed November 21 as World Television Day, “in recognition of the increasing impact television has on decision-making by alerting world attention to conflicts and threats to peace and security and its potential role in sharpening the focus on other major issues, including economic and social issues.”

3) World Fisheries Day observed: World Fisheries day on 21 November 2014 was observed across the world by the fisher folk communities. The day will remind the world to ensure sustainable stocks of fisheries and healthy oceans ecosystems.

4) Japan PM Shinzo Abe dissolved parliament for election: Japan's Prime Minister Shinzo Abe has dissolved parliament, paving the way for a snap election. Mr Abe is seeking a new mandate for economic reforms and is delaying an unpopular increase in sales tax. But opinion polls conducted by local media indicate low support for the PM and that many people do not understand why he has called an election two years ahead of schedule. Japan will now head to the polls in mid-December.

5) Democratic Republic of Congo declared free of Ebola Virus: The World Health Organization said on 21 November 2014 that the Democratic Republic of Congo was free of the Ebola virus after the African country went more than 40 days without a person developing symptoms of the deadly disease.

6) India's Mangalyaan among best inventions of 2014: Mangalyaan has been named among the best inventions of 2014 by Time magazine which described it as a technological feat that will allow India to flex its "interplanetary muscles." "Nobody gets Mars right on the first try. The US didn't, Russia didn't, the Europeans didn't. But on September 24, India did. That's when the Mangalyaan ...went into orbit around the Red Planet, a technological feat no other Asian nation has yet achieved," Time said about Mangalyaan, calling it "The Supersmart Spacecraft."Mangalyaan is among the 25 'Best Inventions of 2014' listed by Time magazine that are "making the world better, smarter andin some casesa little more fun."

7) World's first White Tiger Safari to come up in MP: Powerful roar of white tigers will soon reverberate in Madhya Pradesh's Vindhya region as the world's first White Tiger Safari would begin in Rewa, which was once home to this rare breed of the big cats. "The world's first White Tiger Safari would begin soon at Mukundpur near Rewa where the first white tiger was spotted by erstwhile ruler Maharaja Martand Singh in 1951 from Sidhi forest area (it was named as Mohan)," Madhya Pradesh Public Relations Minister Rajendra Shukla told PTI.

8) Inform customers about fall in minimum balance, RBI directs banks: The Reserve Bank of India (RBI) has asked banks to inform their customers about a fall in minimum balance well in advance and said penal charges should be levied only to the extent of shortfall in such balances. The guidelines with respect to levying of penal charges for non-maintenance of minimum balance will be effective from April 1, 2015. RBI said while levying charges for non-maintenance of minimum balance in savings bank account, banks shall adhere to the additional guidelines.

9) Deutsche Bank won Custodian of the Year 2014 award: Deutsche Bank on 15 November 2014 won Custodian of the Year 2014 award.  The bank was awarded the ‘Channel Islands Custodian of the Year 2014’ title, with the award being presented to Lisa Haggarty, Head of Custody and Fund Solutions for Deutsche Bank Channel Islands.
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Current Affairs November 2014 (First Week)

1) Former Prime Minister of India Manmohan Singh on 3 November 2014 received the Japan’s top national award named?
Ans. The Grand Cordon of the Order of the Paulownia Flowers 2014.

2) Name Sachin Tendulkar’s autobiography which was launched on 5 November 2014 in Mumbai?
Ans. Playing It My Way

3) Prime Minister Narendra Modi on 5 November 2014 adopted which village in Varanasi (his constituency) under Saansad Adarsh Gram Yojana (SAGY)?
Ans. Jayapur Village

4) Forbes list of the World's Most Powerful People 2014 was released on 5 November 2014. Who topped the list?
Ans. Vladimir Putin, the Russian President.
Note: Indian Prime Minister Narendra Modi made his debut in the world's most powerful people list ranked 15th.

5) Who was on 5 November 2014 appointed as the new chairperson of the Central Board of Direct Taxes (CBDT), the apex authority of the Income-Tax Department?
Ans. Anita Kapur, the senior IRS officer

6) Which team won the 2014-15 Duleep Trophy cricket tournament on 2 November 2014?
Ans. Central Zone
Note: They won by defeating South Zone in the finals played at Feroz Shah Kotla Ground, Delhi with 9 runs.

7) Justice Mukul Mudgal Committee on 3 November 2014 submitted its final report on IPL Spot fixing to?
Ans. Supreme Court of India

8) Which car's from India on 3 November 2014 failed the crash tests and got zero stars in safety rating for their adult occupant protection under the Global New Car Assessment Programme (NCAP)?
Ans. Maruti’s Swift and Nissan’s Datsun GO

9) Who won LG People’s Choice Award 2014 on 5 November 2014?
Ans. Bhuvneshwar Kumar
Note: He is the third Indian player to win the coveted prize and overall fourth cricketer to win this prize.

10) Name the Italian physicist who was on 4 November 2014 appointed as first woman chief of CERN particle physics research centre?
Ans. Fabiola Gianotti
Note: She became the first woman to be put in charge of a top global scientific institution in the field.

11) Which city in India recorded the largest number of internet users in 2014 as per a study conducted by the Internet & Mobile Association of India (IAMAI) and released on 4 November 2014?
Ans. Mumbai

12) Who was named as the captain of ICC ODI Team of the Year 2014 recently?
Ans. Indian cricket captain Mahendra Singh Dhoni

13) Who was named as captain of the ICC Test Team of the Year 2014 on 5 November 2014?
Ans. Angelo Mathews, the Sri Lankan cricket captain

14) Which tech giant on 3 November 2014 announced launch of Indian Language Internet Alliance (ILIA) in partnership with various content providers?
Ans. Google India

15) Which company recently became the first listed Indian company among the 30 SENSEX firms to have more than 75 percent shareholding by Foreign Institutional Investors (FIIs)?
16) Commemorative Postage stamp on Liver Transplantation in India was released on 4 November 2014 by the Department of Posts. In which year the first successful liver transplantation in India was done?
Ans. 1998

17) Which company completed the acquisition of Motorola Mobility from Google on 30 October 2014?
Ans. Lenovo, the Chinese PC maker

18) Which player received his 2013-14 European Golden Boot award on 5 November 2014?
Ans. Cristiano Ronaldo
Note: Portuguese star was awarded for being joint top-goal scorer last season in Europe along with Luis Suarez, having hit 31 goals.

19) Largest wind turbine manufacturer Suzlon Energy on 6 November 2014 installed the world’s tallest hybrid wind generator turbine at?
Ans. Kutch, Gujarat

20) Union Cabinet on 4 November 2014 approved dissolution of legislative assembly of which state?
Ans. Delhi

21) Which telecom company on 5 November 2014 called off the 700 crore rupees deal with Loop Mobile?
Ans. Airtel

22) India and which country on 7 November 2014 signed a Memorandum of Understanding (MoU) to develop Nalanda University in Bihar as an international centre of excellence?
Ans. Bhutan

23) Who was on 5 November 2014 appointed as the Chief Financial Officer (CFO) of e-retailer Flipkart?
Ans. Sanjay Baweja

24) National Cancer Awareness Day was recently observed on?
Ans. 7 November 2014

25) Which airlines on 6 November 2014 banned shipment of shark fins and committed to protect marine ecosystem?
Ans. Jet Airways

26) Who has resigned from the post of Goa Chief Minister on 8 November 2014?
Ans. Gopalkrishna Prabhu Parrikar

27) Name the Veteran Bollywood actor who died on 3 November 2014 at Mumbai?
Ans. Sadashiv Amrapurkar

28) Name the Hockey India President who on 2 November 2014 became a member of International Hockey Federation (FIH) Executive Board?
Ans. Narinder Batra

29) Name the tallest building in the US which was reopened for business thirteen years after the original twin towers were destroyed in the 9/11 terrorist attack?
Ans. World Trade Center
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21 November 2014 Current Affairs Questions & Answers for exams

1) Which actor was bestowed with the Centenary Award for Indian Film Personality of the Year at the opening ceremony of the 45th International Film Festival of India (IFFI) on 20 November 2014?
(A) Kamal Hassan
(B) Rajinikanth
(C) Amitabh Bachchan
(D) Mammootty

2) Which racing team on 20 November 2014 relaunched their Formula One ambition by roping in Sebastian Vettel on a three-year deal starting 2015 season?
(A) Redbull
(B) Mercedes
(C) Lotus-Renault
(D) Ferrari

3) Government on 20 November 2014 approved Rs 43,033-crore rural electrification scheme Deendayal Upadhyaya Gram Jyoti Yojana for rural electrification. The scheme was earlier known as?
(A) Rajiv Gandhi Grameen Vidyutikaran Yojana
(B) Indira Gandhi Grameen Vidyutikaran Yojana
(C) Jawaharlal Nehru Grameen Vidyutikaran Yojana
(D) Mahatma Gandhi Grameen Vidyutikaran Yojana

4) International Film Festival of India (IFFI) 2014 was inaugurated on 20 November 2014. It is hosted by which state, which is the permanent venue for hosting the IFFI?
(A) Kerala
(B) Maharashtra
(C) Goa
(D) Gujarat

5) Name the CBI chief who was removed from 2G scam probe by Supreme Court on 20 November 2014?
(A) Amar Pratap Singh
(B) Ashwani Kumar
(C) Vijay Shanker Tiwari
(D) Ranjit Sinha

6) In line with Prime Minister Narendra Modi’s ‘Make in India’ campaign, which Ministry is planning to come up with a ‘Think in India’ drive to encourage students and researchers to come up with innovations and new ideas, as announced recently?
(A) Ministry of Communication and Information Technology
(B) Ministry of Science and Technology
(C) Ministry of Human Resource Development
(D) All of these 

7) Which private bank has on 20 November 2014 announced its plan to acquire ING Vysya Bank?
(A) Kotak Mahindra Bank
(B) ICICI Bank
(C) Axis Bank
(D) Federal Bank

8) Which country retained its number one spot in the latest Reliance ODI team rankings released on 20 November 2014?
(A) South Africa
(B) Australia
(C) India
(D) Pakistan

9) Who among the following was the chief guest at the opening ceremony of International Film Festival of India held on 20 November 2014?
(A) Amitabh Bachchan
(B) Jackie Chan
(C) Arnold Schwarzenegger
(D) Aamir Khan

10) The controversial ‘godman’ Sant Rampal was arrested on 19 November 2014 from his besieged ‘Satlok Ashram’ in Barwala, Hisar in which state?
(A) Rajasthan
(B) Punjab
(C) Bihar
(D) Haryana


1) Ans. (B) Rajinikanth
2) Ans. (D) Ferrari
3) Ans. (A) Rajiv Gandhi Grameen Vidyutikaran Yojana
4) Ans. (C) Goa
5) Ans. (D) Ranjit Sinha
6) Ans. (C) Ministry of Human Resource Development
7) Ans. (A) Kotak Mahindra Bank
8) Ans. (C) India
9) Ans. (A) Amitabh Bachchan
10) Ans. (D) Haryana
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